Ooooooh, that scary word... "rationing". The fear that the anti health reform groups are trying to make us all feel.
I think most individuals that look at papers from the insurance company realize that rationing already takes place.
1. Insurance companies deny covered procedures, tests, surgeries all the time. They make the decision on what is covered. It might be something that you read is covered, but if the insurance company decides that it isn't... you get to foot the entire bill.
2. You hear about how Medicare/Medicaid reimburse for procedures at under the market cost. So do insurance companies. Most times, they pay only 40-50% of what the doctor bills them. That either leads to the doctors needing to see more patients to make up the costs, or billing artificially high amounts to get what they deserve.
Insurance companies set the rules right now. We need a public health care option that gives them some competition. The consumer gets the choice. They can go with the public plan, or pick a private insurance company. The gov't isn't going to force you into anything either way.
We need to allow people to have regular checkups. Preventive medicine needs to be in the forefront. There is no better cost savings than prevention. We need for people to be able to get affordable health insurance if they have a pre-existing condition. It's not fair for someone to have had bad luck and then not be able to get insurance. Pregnancy is a pre-existing condition as well.
Don't fall for it people. They are counting on the fact that you may not know much about how the health care system works. As someone who works in it, I can tell you that we NEED this public plan. Please call your Senators and tell them that we need it.