I've given it some thought.
We need to get rid of health insurance alltogether.
Now bear with me, I've not lost my mind.
But, suppose we have no health insurance. Doctors will have to charge rates that people can afford. Naturally, competition would kick in so that the prices would be comparable with the market and what people could afford. There wouldn't be all that overhead to pay for lobbyists, CEO salaries and benefits, or advertising.
I mean, it is the way that things used to be done.